Why You Should Switch To A Credit Union

Why You Should Move Your Money To A Credit Union

Go to MyCreditUnion.gov for information and more links
About Credit Unions Credit Union Resources & Links, History of Credit Unions and more.

As not-for-profit depository institutions, credit unions were created to serve members as credit cooperatives.
How is a Credit Union Different than a Bank?
In the United States, credit unions are not-for-profit organizations that exist to serve their members rather than to maximize corporate
profits.

How to Find a Credit Union in Your Area
Once you select a specific credit union, you can view more details about that credit union, including contact information, branch
locations, services offered, and recent financial statements.

How to Join a Credit Union
Anybody can join a credit union. Each credit union serves what’s called their “field of membership” – that’s the commonality between the
members.

How to Start a Credit Union
If your group is eligible, NCUA’s staff will assist you with preparing an application for a charter and see that your group receives guidance
in getting your federal credit union started.

Is a Credit Union Right for Me?
Because credit unions are not-for-profit financial institutions, their focus is serving the financial needs of their members and not making
a profit.

Credit Union and Bank Interest Rate Comparison
In general, credit unions offer higher savings rates, meaning that your money grows faster, and lower rates on loans, meaning that you
will owe less over the lifetime of the loan.

Learn More About Your Credit Union
NCUA makes financial information about credit unions available to the public through Financial Performance Reports (FPRs).

Low Income Credit Unions
Credit unions provide valuable access to financial services for people underserved and unserved by traditional financial institutions.
Understanding Differences in Federal vs. Privately Insured Credit Unions
Federally-chartered credit unions are regulated by the National Credit Union Administration and insured by the National Credit Union
Share Insurance Fund, which is backed by the full faith and credit of the United States government.

What is a Credit Union?
A federal credit union is a cooperative financial institution chartered by the federal government and owned by individual members.
Is My Money Safe in a Credit Union? http://www.mycreditunion.gov/protect/Pages/Is-My-Money-Safe-in-a-Cre…
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6 thoughts on “Why You Should Switch To A Credit Union

  1. It’s about time America’s best kept secret is given a little boost in the
    alternative media. GO credit unions, Go!

  2. This site lies. CUs do not pay more interest than banks. In fact every credit union I belong to is .25 to .45% lower on CD interest rates than the banks I deal with.

    • Hi: A recent brochure from Premier America Credit Union in Santa Monica, for instance, is offering 5% APY on the first $500 with an
      active checking account. Rates, of course, will vary from CU to CU. Thanks for your comment.

      • SEE WHAT THEY WILL GIVE YOU ON $500,000.. THE BEST THAT I HAVE FOUND IS 2.5% FOR 36 MONTHS, WHICH IS STILL A RIP OFF.

        • You have $500,000? There’s a lot of good people on the net that could use some help from you – sites fighting the big banks, etc. Buy a painting from Alex Schaefer to hang on your wall. Help Max Keiser expand on the net, etc. Buy silver, you will probably get more back than any interest from a bank. Use the fiat for some good deeds if you are not already doing so.

  3. BIG DEAL ITS STILL FEDERAL AND ALL FEDERAL HAS TO GO BYBY AS THEY ARE IN WITH THE UN AND THE HOSTILE TAKE OVER OF THE CONSTITUTION THE INCOME TAX IS A SCAM AND ALL THE MONEY THEY STEAL GOES TO THE INTERNATIONAL BANKSTERS AND ANOTHER 3 US JEWISH FAMILIES THATS OK WITH YOU ? YOU LOST THE 3 4TH AND 5 AND NOW THE 1ST AND SOON TO BE 2ND AMEND. , OF YOUR LIBERTIES ! THEY DONT TEACH YOUR KIDS IN SCHOOL ABOUT LIBERTIES AND THE GOOD DOC BUT THEY CERTAINLY TEACH THEM HOW “BILLS ARE INTRODUCED AND HOW THEY BECOME LAW” THAT MEANS MORE MONEY FOR THE CIRCUIT (MEANS MONEY) AND MORE FOR THE FEDS AND THE FR AND YOUR LOSS OF FREEDOM ! AND OUR LEADERS ARE BEHIND IT ALL THEY (OBAMA ) FED THE NATIONAL GUARD SENT HILL R. CLINTON TO CHINA AND GAVE THEM OUT PROP. ,TITLES AND GAVE THEM A NICE DEEP SHIP YARD COMPLETE WITH MILLIONS IN NEW CRANES TO OFF LOAD CONTAINERS FROM SHIPS ! KNOW WHAT THATS FOR ? ASK THE CATHOLIC MYSTICS ! CHINA AND RUSSIA WORKING FROM A LIST WILL INVADE FROM ALL SIDES OF THE N, HEMISPHERE WORKING OFF A LIST TEARING MEN FROM HOMES TO BE RE EDUCATED ! C. BROWN PHD WITH 20 MIL, CRV FOUND IN 2013 BY JUNE WE WILL BE IMPRISONED IN FEMA AND STADIUMS AND ELECTRIC FENCES ! THIS IS THE NEW HOME OF THE DEBTOR AS THE CREDITOR HAS BEEN GIVEN THE KEYS BY THOSE YOU TRUSTED TO SERVICE YOUR INTERESTS BUT YOU CANT THINK FOR YOUR SELF AND THIS IS INFO YOU MAY NOT KNOW WELL ? ITS TO LATE SUCKER THEY INTEND TO BE MORE RUTHLESS THEN YOUR MIND CAN COMPREHEND SORTA LIKE A INSANE BARE FISTED KICK BOXER ON PCP ITS GOING TO SHOCK AND AWE SCARED ? MANY ARE BUT YOUR BUSY SHOPPING FOR RATES ON FRN THAT ARE ABOUT TO BE AS WORTHLESS AS A WHEEL BARREL OF SH%$ TICKET ROLLS . CREDIT UNIONS AND BETTER RATES HA ! YOUR NOT VERY SMART IF YOU THINK THIS IS GOING TO CONTINUE YOUR LEADER HAS BEEN SHOVELING TRILLIONS OUT TO FOREIGNERS AND FELLOW BANK BUDDIES FASTER THEN THEY THEY CAN STRIP THE PAPER OFF TREES ! NOW ITS 17 TRILLION MISSING YOUR SHARE ? 198000 BUCKS ! IF YOU PAY NOW HAVE IT ? DIDENT THINK SO ! CHINA IS NOT HAPPY YOU DOOPED THEM AND THERE PLANNING ON TRAVELING AND RUSSIA ? WELL ITS THEIR BIG FAT CHANCE TO WIN ! THE UN ? SAME AS THE FEDS
    THE FEDS MADE THEM ! ITS ALL PART OF DISARMING YOU AS YOUR A THREAT TO GLOBAL ENSLAVEMENT STILL CARE ABOUT RATES ?

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